4/19/2023 0 Comments Smite tiamat release dateSubscriptions: Occasional magazines 50 annually, school union 100 annually So I guess I'm still not financially independent. But my US phone is actually on my parent's family plan. college is done, no house, no carĬellphone: Prepaid in Europe, like 5 a month. But I don't really understand my finances, and I feel embarrassed about that, but at the same time I feel like after factoring in all my personal considerations, I'm better off not doing anything other than guaranteed bonds.ĭebt payments: no. Investment contribution: is the stock market even real? I'm just kidding. Savings contribution: whatever's left in the month. Getting renter's insurance is like wearing my retainer.everyone tells me to do it (including myself) but I make up a million excuses as to not Transport: bike (free after fixed costs, yay!) and bus (free with school) Rent (includes utilities): 2000 ouch (Europe) + 500 (US) monthly I used to be financially independent since undergrad graduation but apparently my mom started sneakily paying off my CC debt again in my phd so I had to change the linked bank account back. People meme academia as being abstract and useless (and sometimes toxic.that one's deserved maybe) but unless you are at a specific type of company, corporate research can be equally "useless" but by way of having insanely short (as in, to production by year's end) deadlines so you're kind of forced to "fit a square peg into a round hole" eg work on a business problem that you (or your higher up) did not spend enough time defining and then somehow make it look like research when maybe the most cost-effective solution was something else entirely.sorry for rantĭo your parents pitch in monthly? Been financially independent since last year.to my great surprise. Honestly the more and more I work the more and more I feel like I want to turn stage left exit society, tyvm. Side Gig Monthly Take Home: I wish! Once I get my big girl job I'm going remote and setting up a ceramics studio, a grocery store, and then volunteering and making games. So keep in mind I make like 1700/month the rest of the year Main Job Monthly Take Home: Current internship is 5000/month but my overall taxes are low because I'm not here long enough for it to bump up my income taxes more than one rung. And my current phd income is 2500/month, so this is actually an income regression lol Income Progression: a string of tech internships (every single summer except freshman and masters and first year of phd) with pay from between 5500/month to 11000/month (pre-tax, adjusted for bonus and currency exchange rate) That high end was from a fancy startup and pre-brexit lmaoooo. Student loan debt: nothing, because my parents (bless them) paid for my (subsidized, bless FAFSA + need based scholarships) college tuition, and I got a free masters (thanks to my advisor + TAships) and am currently doing a free (aka on my advisor's bill again lmao + TAships) phd Savings account balance: zip but 90k in bondsĬredit card debt: nada, and using a debit card in Europe Not sure how retirement balance works across countries.Įquity: nope but almost bit and bought a house in the middle of the insane housing price crisis? windfall? in 2021. Retirement Balance: nope because I'm planning on leaving the US (for my bf) after finishing school.
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